Higher HSA contribution limits for 2024
Have you heard? The IRS raised HSA contribution limits for 2024. Individuals can now contribute $4,150 and families can contribute $8,300.* It's a smart, simple way to save on health costs today while helping your money grow for health care spending tomorrow.
Take charge of your health care costs
Browse our resources and see how an Optum Financial health account can help you.
Qualifying medical expenses
Use your health account funds on all kinds of everyday medical items.
Save on health costs and taxes
Contribute the maximum to your HSA each year for maximum tax benefits.
Uploading a receipt is easy
Learn to submit a medical expense receipt online in this short video.
Insights
Investing with an HSA
Discover how the investing features work for a health savings account (HSA).
Strategies for lowering the cost of care
In this course, we give you simple strategies for getting the most from your health care dollar.
How to make an HSA contribution online
Learn how to make an online after-tax deposits into your health savings account (HSA).
Top five reasons to use an HSA
Learn more about the benefits of opening and using an HSA.
Optum Bank debit Mastercard
See a fast and convenient way to pay for eligible and qualified medical expenses without submitting paper claim forms.
Your HSA as an investment tool
In this course, you'll learn how to make your HSA a key component of your investment strategies.
Money management and your HSA
In this short video, develop a personal HSA contribution and management strategy.
Health Savings Accounts: Start saving now
Learn why it's important to fund your account as early as you can.
Optum Bank webinars
Attend a live or on-demand webinar to learn more on how your HSA can play an even greater role in your overall health and financial well-being strategy.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Optum Bank mobile app
Save time and take control with our advanced mobile app. Download the app today.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
How to upload a receipt
You made an eligible purchase with an Optum Bank payment card. Learn how to upload an itemized receipt or an explanation of benefits.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.