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Manage your HSA contributions

Are you taking full advantage of all of your HSA's tax benefits by contributing the maximum each year?

Sign in to your account to check your current contribution amount.

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3 ways to contribute

   

Employer payroll deductions

Some employers offer payroll deductions. You should check with your employer to see if payroll deduction contributions are available to you.

Set up recurring contributions

Sign in to your account to set up reoccurring contributions to ensure you're contributing the maximum allowed by the IRS each year.

Make a one-time contribution

If you haven't contributed the maximum allowed by the IRS, you can make a one-time contribution to your account at any time.

Contribute to your HSA now and sail into retirement

Most retired Americans will need more money to pay for their health care needs than their insurance coverage will provide. Total projected lifetime healthcare costs for a healthy 65-year-old couple retiring in 2021 are expected to be $662,156.** Sign in to your online account today to make a contribution.

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As you prepare for retirement, saving money income-tax free in your HSA can ease your mind. Keep in mind that you’ll always pay taxes when you withdraw funds from a 401(k). But if you use HSA funds for qualified medical expenses, it’s generally 100% income tax-free. 

It's important to max out your HSA now. Once you enroll in Medicare, you can no longer contribute to your HSA, but you can still use it. It comes in handy because there are certain things traditional Medicare doesn't cover, such as hearing aids, vision and dental. 

Did you know?
After turning 65, you can use your HSA funds for non-qualified expenses, like a boat or an exotic vacation. You’ll pay ordinary income tax on those funds, but the 20% tax penalty no longer applies. 

*Assuming 25% tax bracket and 5% state tax rate in a tax-exempt HSA state. Results and amounts will vary depending on your particular circumstances.
**HealthView Services. 2021 retirement health care costs data report