Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Health savings account
Annual HSA contribution calculator
Calculate your tax savings, yearly contribution amounts and the potential future value of your HSA.
Health savings account
Retirement health savings checkup tool
Receive a personalized snapshot of your potential health care expenses in retirement. Get your estimate today so you can be prepared.
Using your health account dollars
Qualified medical expense tool
Does your expense qualify? Use our qualified medical expense search tool to find out what qualifies.
Spend your HSA and FSA dollars
Shop for eligible products at Optum Now. Use your payment card for easy checkout.*
HSA asset allocation calculator
Find the mutual fund asset classes that best match your objectives and risk tolerance.
*The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to previously placed orders, and cannot be combined with other promotional codes. Additionally, the code cannot be used for prescription drugs or virtual care visits. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code you must enter it prior to completing the order. Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply. The Optum Store is an affiliate of the UnitedHealth Group family of companies.
Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.