Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care and make smarter saving and payment decisions.
Take charge of your health care costs
Browse our resources and see how a tax-advantaged health account can help you.
Qualifying medical expenses
Use your health account funds on all kinds of everyday medical items.
Save on health costs and taxes
Take advantage of your HSA’s tax benefits by maximizing contributions.
Submitting a claim is easy
Find resources to simplify the claims process.
Insights
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
Optum Bank Mobile App - manage your health account
Our mobile banking app helps you save time and manage your HSA or FSA anytime, anywhere. Download the app today.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.