End of 2025 flexible spending account plan year is coming
Use it, don't lose it!
2025 limited purpose/medical FSA:
The limited purpose and medical flexible spending accounts have a carryover feature. This allows you to carry over $640 or less in unspent funds to the next calendar year. Anything more than $640 will not carry over to use in 2026.
Your claims for expenses with dates of service that occurred in 2025 must be filed by April 30, 2026. After that, funds exceeding $640 will be forfeited.
Please note: Carryover amounts will be deposited into a 2026 account with the new FSA administrator in the beginning of June 2026.
2025 dependent care FSA:
The dependent care FSA does not have a carryover provision, so you will lose any funds remaining in that account after the runout deadline of April 30, 2026. To avoid forfeiting any of your funds, file claims with dates of service in 2025 before April 30, 2026.
Partners for Health offers multiple tax-advantaged accounts
Explore the variety of account types below and learn how they can help you make informed choices for your health and your life.
Start saving smarter for life
Health savings accounts
Your HSA is ready when you need it. Whether it’s refills today, or health costs down the road, you’re saving smart with an HSA.
Make your money go further
Flexible spending accounts
Your FSA allows you to use pretax funds for health care costs for you and your family. You save on every dollar you put into your FSA.
Helpful links
Use your health account dollars wisely
Use our tools to help you save, pay and invest for your health care from now into retirement.
HSA calculator
Find contribution details and how savings may grow over time.
Retirement checkup
Estimate your health care costs during retirement so you can be prepared.
Qualified expenses
Use our qualified medical expense search tool to find out what expenses qualify.
Use your HSA/FSA dollars
Optum Now – your destination for eligible products
Optum Now makes it easy to find what products and services are eligible. Check out using your payment card and skip the paperwork. Plus, you save up to 30%* because you’re using pretax dollars.
We’re here to help
Whether you’ve just opened your account or consider yourself an expert, our resources make it easy to save and pay for health care expenses.
Video
HSA-FSA card: Pay the smarter way
Watch this video to learn more about the smart and convenient way to pay for everyday health items.
Article
Start saving today by boosting your HSA balance.
Article
Get tips for spending your FSA dollars.
Tools
Download the Optum Bank mobile app.
*Savings compares using pretax income in your health benefit account (HSA, FSA) to using after-tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state, and FICA taxes. Results and amount will vary depending on your circumstances.
The Optum Now is an affiliate of the RVOHealth families of companies.