Explore your health finance accounts
We help you connect the worlds of health and finance in new ways. Simpler, smarter health care finances can lead to better, more impactful care experiences.
Healthcare reimbursement account (HCRA)
Pay for eligible health care expenses for you and your eligible dependents. Also known as a health care flexible spending account (FSA).
Dependent care reimbursement account (DCRA)
Reimburse yourself with income-tax-free dollars for the supervision of children under 13 or for dependent adults who can’t care for themselves. Also known as a dependent care flexible spending account (DCFSA).
Premium Cash Option (PCO)
Offset your health care premiums for other group health insurance.
Limited Purpose HRA (LPHRA)
Save for eligible dental and vision expenses and gain tax advantages.
Health finance resources
Whether you’ve just opened your account or consider yourself an expert, our resources make it easy to save, pay and invest in your future.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it.
What is HealthSafe ID
HealthSafe ID enhances the security of your health account with dual-factor authentication so it remains safe and secure.
Get the Optum Financial app
With the Optum Financial mobile app, you can easily manage your HSA, FSA or HRA anywhere, anytime.