How it works
With an LPHRA, your employer contributes money to help you pay for eligible out-of-pocket dental and vision costs.
When you incur eligible qualified dental and vision expenses, you can submit claims to be reimbursed from the LPHRA.
Frequently asked questions about HRAs
Sign in to manage your account, see transactions and balances, submit claims, and manage bank accounts for claim reimbursements. You can even use our mobile app to manage your account or take photos of and submit missing claims documentation.
The ROHRA is a plan for participants that are either enrolled in the Premium Cash Option (PCO) or Limited Purpose HRA (LPHRA) at the time of retirement and have unspent funds.
How it works
This plan is more flexible about eligible expenses that can be reimbursed. ROHRA funds can be used to reimburse you for group and non-group medical premiums, dental, vision and FSA-eligible health care expenses.
When you incur eligible qualified medical expenses, you can submit claims to be reimbursed from the ROHRA.
Health reimbursement arrangements (HRAs) (“Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured.
This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.
Your Employer-Sponsored Plan may exclude reimbursement for certain categories of items. Check your plan document and summary plan description or contact your benefits department for specific coverage details.