Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care and make smarter saving and payment decisions.
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By opening a health account with Optum Financial, you’ve taken the first step to take charge of your health costs. Browse our resources to learn more.
Does your expense qualify?
Find products you can spend your health account dollars on.
Boost your HSA balance
Take advantage of your HSA’s tax benefits by making a contribution.
How to upload a receipt
Learn how to upload an itemized receipt or an explanation of benefits.
Insights
The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
How to upload a receipt
You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
Save more with commuter benefits
Whether you go by bus, ferry, train or ride share, commuter benefits could save you $1,000 or more with pretax funds.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
Health savings account (HSA) webinars
Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.