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Welcome, ETF employers

ETF has partnered with Optum Financial, a leading benefit savings provider, to offer tax-advantaged accounts that can help employees pay for a wide variety of eligible expenses and save more money.

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We’re pleased to be the administrator for ETF. This site includes important information, forms, educational resources and more.

Open enrollment and new hire orientation materials

Employers, share the materials below with your employees during new hire benefit orientation or open enrollment. They'll help employees better understand the benefits for pretax saving accounts and make better decisions regarding the benefits that are right for them.

Guides:

Open Enrollment Brochure — This brochure provides information on pretax saving accounts, contribution limits and enrollment timeline.

HSA Enrollment Brochure — This brochure provides detailed information about health saving accounts, eligible medical expenses, FAQs, investment options, eligibility and tips on how a member can save on taxes by enrolling in the benefit plan.

ERA Enrollment Brochure — This brochure provides detailed information about flexible spending accounts and dependent daycare accounts. It also includes eligible expenses for the benefit account type, FAQs, eligibility, an annual expense estimate worksheet and information to help employees select their benefit options.

Commuter Enrollment Brochure — This brochure provides detailed information about the parking account and transit account. It also covers eligible expenses for the commuter benefits, FAQs, eligibility and educational information about the benefits.

Comparing HSAs and FSAs — This chart provides information on how HSAs and FSAs differ and how each works.

Medicare and HSA Eligibility — This FAQ document is designed to assist employees who are considering enrolling in Medicare and how that may affect their HSA benefit. Employees looking to retire may also benefit from reviewing this document.  

Forms:

Employee education resources

See below for even more resources that will help your employees get up to speed and maximize their accounts throughout the year. Simply choose which resources are best for your employees and incorporate them into your communication channels.