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Online tools

Calculate your health savings

See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.

Health savings account

Annual HSA contribution calculator

Calculate your tax savings, yearly contribution amounts and the potential future value of your HSA.

Health savings account

Retirement health savings checkup tool

Receive a personalized snapshot of your potential health care expenses in retirement. Get your estimate today so you can be prepared.

Flexible spending accounts

FSA savings calculator

See how an FSA can help your budget by saving on eligible health care expenses.

Commuter benefits

Commuter calculator

Commuter benefits can add up to some serious tax savings. See how much you could save.

Using your health account dollars

Qualified medical expense tool

Does your expense qualify? Use our qualified medical expense search tool to find out what qualifies.

Spend your HSA and FSA dollars

Shop for eligible products at the Optum Now. Use your payment card for easy checkout.*

HSA asset allocation calculator

Find the mutual fund asset classes that best match your objectives and risk tolerance.