Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.

Health savings account
Annual HSA contribution calculator
Calculate your tax savings, yearly contribution amounts and the potential future value of your HSA.

Health savings account
Retirement health savings checkup tool
Receive a personalized snapshot of your potential health care expenses in retirement. Get your estimate today so you can be prepared.

Flexible spending accounts
FSA savings calculator
See how an FSA can help your budget by saving on eligible health care expenses.

Commuter benefits
Commuter calculator
Commuter benefits can add up to some serious tax savings. See how much you could save.
Using your health account dollars
Qualified medical expense tool
Does your expense qualify? Use our qualified medical expense search tool to find out what qualifies.
Spend your HSA and FSA dollars
Shop for eligible products at the Optum Now. Use your payment card for easy checkout.*
HSA asset allocation calculator
Find the mutual fund asset classes that best match your objectives and risk tolerance.