Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care and make smarter saving and payment decisions.
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By opening a health account with Optum Financial, you’ve taken the first step to take charge of your health costs. Browse our resources to learn more.
Does your expense qualify?
Find products you can spend your health account dollars on.
Boost your HSA balance
Take advantage of your HSA’s tax benefits by making a contribution.
How to upload a receipt
Learn how to upload an itemized receipt or an explanation of benefits.
Insights
HRA user guide
Learn more about how the Disney health reimbursement account (HRA) works.
Online tools for your HSA
Explore helpful online tools for managing your Disney health savings account (HSA).
Paying yourself back
Learn how to reimburse yourself for multiple eligible FSA and HRA expenses in a single transaction.
Tax-advantaged accounts and the LGBTQIA+ community
Get information related to gay, lesbian, bisexual and transgender financial needs and learn how tax-advantaged accounts can help.
HSA introduction
A health savings account (HSA) allows you to save money for qualified medical expenses now and in the future.
Questions and answers regarding your HSA
Find out how a health savings account works and how to make the most of yours.
Planning for retirement
The benefits of an HSA don’t stop when you retire. As you plan for the future, here’s what you should know.
Investing with an HSA
Discover how the investing features work for a health savings account (HSA).
COBRA information
If you are experiencing a qualifying event for COBRA, becoming familiar with how your health account works is important.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Update communication preferences
Change your Optum Financial communication delivery preferences to online.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Optum Bank mobile app
Save time and take control with our advanced mobile app. Download the app today.
IRS 2024 HSA contribution limits
The IRS announced an increase in HSA contribution limits for the 2024 tax year.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
Health savings account (HSA) webinars
Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
IRS 2024 regulatory alert and legislative updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2024.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
How to upload a receipt
You made an eligible purchase with an Optum Bank payment card. Learn how to upload an itemized receipt or an explanation of benefits.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.