Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care and make smarter saving and payment decisions.
Take charge of your health care costs
Browse our resources and see how a tax-advantaged health account can help you.
Qualifying medical expenses
Use your health account funds on all kinds of everyday medical items.
Save on health costs and taxes
Take advantage of your HSA’s tax benefits by maximizing contributions.
Uploading a receipt is easy
Learn to submit a medical expense receipt online in this short video.
Insights
What is an HSA?
Wondering how a health savings account (HSA) really works? Discover how to make the most of your HSA.
Optum Bank Mobile App - manage your health account
Our mobile banking app helps you save time and manage your HSA or FSA anytime, anywhere. Download the app today.
Optum Bank Academy
Earn wellness dollars by completing a course that is tailored to your needs. Once you sign in, click on Optum Bank Academy.
Investing made easy
Discover how the investing features work for a Health Savings Account (HSA).
Questions about your health account benefits?
Qualcomm has created this detailed user guide as a reference for health account related information, including HSAs, FSAs and DCFSAs.
Split payment process
If you have an LPFSA and an HSA and use your card for vision or dental expenses, funds will withdraw from the LPFSA first, then from the HSA.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
IRS 2024 regulatory alert and legislative updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2024.
Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
IRS 2024 HSA contribution limits
The IRS announced an increase in HSA contribution limits for the 2024 tax year.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
How to upload a receipt
You made an eligible purchase with an Optum Bank payment card. Learn how to upload an itemized receipt or an explanation of benefits.