Paying for health care is now easier than ever with an HRA
Use your HRA to pay for hundreds of eligible medical and behavioral health care expenses that you would normally have to pay for with personal funds.
You can use these funds for you, your spouse or your eligible dependents.
2026 HRA plan updates
If you were enrolled in the HRA medical plan in 2025 and choose to remain enrolled for 2026, you may be able to carry over up to $1,000 of your remaining balance into 2026, according to plan rules.
No new employer contributions will be made for 2026, and the HRA benefit will end after December 31, 2026.
Frequently asked questions about HRAs
Participating in an HRA is a great way to stretch your health care budget. Income tax-free funds can be used to pay for your eligible medical and behavioral health care expenses. These funds are not considered part of your income and therefore are not subject to income, FICA or worker’s compensation tax.
No. One of the main differences between HRAs and FSAs is the funding. HRAs are credited solely by employers, while FSAs are typically funded by the employee, usually through pretax payroll deductions.
You can have both an FSA and an HRA at the same time. Eligible medical expenses are typically paid from the FSA first.
The FedEx plan includes an HRA payment card as a convenient way to access account funds. You can also pay for eligible expenses with personal funds and request reimbursement from your HRA.
The HRA can be used “for eligible medical and mental health/substance use expenses. Some common expenses include:
- Anesthesia
- Chiropractic care
- Flu shot
- Hearing aids
- Hospital room and board
- Physical exam
- Physical therapy
- Psychiatric care
- Surgery
Note: The HRA cannot be used for dental, vision, or pharmacy expenses.
*This list is not all inclusive. Contact a care advocate at 1-833-FDXWELL (1-833-339-9355) for more information.
The HRA cannot be used for dental, vision or pharmacy expenses. If you have questions, contact a care advocate at 1-833-FDXWELL (1-833-339-9355).
There’s a lot to know about HRAs, which is why we built these FAQs specifically for FedEx employees. Get more answers here.
The employee benefits are governed by formal plan documents and, in the event of any conflict between this announcement and the applicable plan document, the formal plan document will control. This announcement does not alter any plans or related agreements. FedEx reserves the right to amend or terminate any of its employee benefit plans, in whole or in part, at any time and for any reason.