Explore your health finance accounts
We help you connect the worlds of health and finance in new ways. Simpler, smarter health care finances can lead to better, more impactful care experiences.
Health care flexible spending account
A health care FSA (HCFSA) reimburses you for eligible health care expenses for you and your eligible dependents.
Dependent care flexible spending account
A dependent care flexible spending account (DCFSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.
Health finance resources
Whether you’ve just opened your account or consider yourself an expert, our resources make it easy to save, pay and invest in your future.
What is HealthSafe ID
HealthSafe ID enhances the security of your health account with dual-factor authentication so it remains safe and secure.
Shop Optum Now
Visit Optum Now and explore a wide range of HSA and FSA-eligible products at affordable prices.
Get the Optum Bank app
With the Optum Bank mobile app, you can easily manage your DCFSA and FSA anywhere, anytime.