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Welcome to your Optum Financial accounts

Take control of how you save, spend and invest in your care. Optum health finance accounts empower your health decisions to improve both your health care and financial well-being.

Explore your health finance accounts

We help you connect the worlds of health and finance in new ways. Simpler, smarter health care finances can lead to better, more impactful care experiences.

Health savings account (HSA)

An HSA is a tax-advantaged account that can help you pay for qualified medical expenses.

Health care flexible spending account

A health care FSA (HCFSA) reimburses you for eligible health care expenses for you and your eligible dependents.

Dependent care flexible spending account

A dependent care flexible spending account (DCFSA) can help you put aside dollars, income tax-free, for the care of children under the age of 13 or for dependent adults who can’t care for themselves.

Limited purpose flexible spending account

A limited purpose flexible spending account (LPFSA) is a great companion to the HSA. These tax-advantaged accounts allow you to use pre-tax dollars to pay for eligible dental and vision expenses.

Health finance resources

Whether you’ve just opened your account or consider yourself an expert, our resources make it easy to save, pay and invest in your future.

What is HealthSafe ID

HealthSafe ID enhances the security of your health account with dual-factor authentication so it remains safe and secure.

Shop the Optum Store

Visit the Optum Store and explore a wide range of HSA and FSA-eligible products at affordable prices.

Get the Optum Financial app

With the Optum Financial mobile app, you can easily manage your HSA, FSA or HRA anywhere, anytime.

We're here to help

If you have questions or need additional support, we're available 24/7 at 1-833-229-4431.